Auto insurance rates can increase when moving from state to state and even from city to city. If you are moving from a metropolis area to a smaller town where theft of certain cars drop, your insurance premium will drop too. When moving from San Antonio, Texas to Rupert, Idaho my Rupert insurance decreased close to two hundred dollars over a six month period. When moving, be sure to ask your new agent for any discounts you might qualify for. I always have my home insurance listed through the same insurance carrier. When buying a used vehicle check the car model record. Some types of cars are more likely to be stolen while others have poor crash ratings and are thus more expensive to insure. When having four teenage boys that could all drive and living in Magic Valley, insurance rates were reduced for our family by increasing our deductible. Our agent suggested that we set aside the $1000 the deductible would cost if there were an accident. That was sound advice as one son hit a motorcycle, one backed into someone in a parking lot and one scraped the side of the car down the length with large decorative rock at the end of a drive. Auto insurance can increase or decrease as you move around the states, but comparing quotes and driving safely will help cut the costs.